Free Budget Calculator | Hamilton Budgeting Services

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Enter amounts at any frequency — we convert everything for you.

Money coming in

Add everything you receive — wages, benefits, child support, board.

Total per week

$0.00

DescriptionAmount (NZD)

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How often? *

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How often? *

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Essential costs

The bills you must pay each week, fortnight or month.

Total per week

$0.00

DescriptionAmount (NZD)

How often? *

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DescriptionAmount (NZD)

How often? *

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DescriptionAmount (NZD)

How often? *

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DescriptionAmount (NZD)

How often? *

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DescriptionAmount (NZD)

How often? *

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Debts (loans, credit, hire purchase)

Money you borrowed and are paying back. Bills you are behind on go in the next section. Tick urgent for anything causing pressure right now.

Repayments per week

$0.00

No debts yet. Add one below if it applies.

Arrears (behind on payments)

Anything you have fallen behind on — rent, power, fines, rates. Add the amount you are behind and any payment arrangement.

Arrangements per week

$0.00

Nothing behind? Leave this empty.

Other spending

Day-to-day extras like takeaways, subscriptions, gifts.

Total per week

$0.00

DescriptionAmount (NZD)

How often? *

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DescriptionAmount (NZD)

How often? *

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Your result

Per week

You have left over

$0.00

each week

Per week

$0.00

Per month

$0.00

Per year

$0.00

Income$0.00

Spending$0.00

Income: $0.00
Essential costs: $0.00
Debt repayments: $0.00
Arrears payments: $0.00
Other spending: $0.00
Total spending: $0.00

Send this budget summary to Hamilton Budgeting

Share your details so a mentor can prepare for your appointment.

First name *Last name *Phone *Email *Preferred contact method *Appointment date (if you have one)How many adults in household?How many dependent children in household?Housing typeLocation

A bit about your situation

This helps your mentor prepare. Only answer what you're comfortable with.

What is the main thing you need help with? *What would you like to get out of the appointment? *

Is anyone chasing you for money? (optional)

Has anything changed recently? (optional)

I agree for Hamilton Budgeting Advisory Trust to receive my budget summary and contact me about my appointment.

What to bring to your appointment

Don't worry if you can't find everything — bring what you have.

Latest bank statement (last 3 months)
Photo ID
Work and Income letter or app screenshot
Rent / mortgage / board details
Power, gas, water, phone or internet bills

This calculator is a guide only and does not provide financial advice. A Hamilton Budgeting financial mentor can help you understand your options. Your information is saved only in this browser unless you choose to send it.